YOUR MONEY. RIGHT NOW.

Get Your
KICKPAY

Phone or email — your choice. Takes 30 seconds.

or

By continuing, you agree to KickPay's Privacy Policy and Terms of Service.

Connect Your
Payroll

We verify your employment and paycheck history to determine eligibility. You control access.

What we access (and why):
We connect directly to your payroll provider using Argyle — the industry's leading employment data platform. We read only what's needed to verify your employment and determine your advance eligibility.
  • Employment status and employer name
  • Paycheck history and frequency
  • Projected next pay date and amount
  • Account and routing numbers for repayment (ACH)
We do NOT access: your personal info, bank account balances, credit history, or any other financial data.
Plain English Disclosure
KickPay uses Argyle to connect to your employer's payroll system. Argyle acts as an intermediary — your employer never sees this connection. You can disconnect at any time. All data is encrypted and used only to evaluate your advance eligibility.

Set Up Your
Card & Bank

We need a debit card for your advance and a bank account for repayment.

💳 Instant Card Payout
Receive your $75 advance directly to a debit card
🏦 Repayment Authorization
Allow us to collect repayment on your pay date
Full Fee Disclosure:
Advance amount$75.00
Flat fee$3.99
Repayment total$78.99
APR equivalentVaries by pay cycle

Repayment date: shown before you accept. If paycheck is less than $78.99, repayment is limited to available balance.

KickPay
Available Now
$75
Available for advance
History
  • No advances yet.